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Does Walmart Accept Apple Pay?

Apple Pay is a very convenient way to make payments without carrying a wallet with you and is a widely used payment method that is used in almost all stores in the US. More and more stores are accepting Apple Pay to make shopping easy.

On the other hand, the giant retail store Walmart, which is the one-stop shop for all your needs in the US, has tonnes of household products within the store. When it comes to paying with Apple Pay, you might be wondering, Does Walmart take Apple Pay?

To get the answer, read the post. We will make you aware of all the facts about it in this post.

Does Walmart Receive Apple Pay?

If you are looking for the answer to the question, Does Walmart accept Apple Pay

The simple answer is “No”. Despite being a very popular and easy way to make payments, Apple Pay is widely used in all stores except Walmart, which does not accept payment using Apple Pay.

Then you might be wondering how to pay at a Walmart store. Walmart has its own Walmart Pay that you have to install to make online payments to the Walmart Store.

Besides this, there are various other means that Walmart accepts at its stores, like Debit or Credit cards, Gift cards, etc. 

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Why Does Walmart Not Accept Apple Pay?

There might be a couple of reasons for not accepting Apple Pay at Walmart. Read here to learn about the fact:

Processing Cost: One of the most significant reasons is the processing cost that Apple charges for using it in the form of transaction fees. However, Apple Pay does not charge any fees for their service, but the card issuer charges fees on behalf of Apple Pay, which means Walmart has to pay various processing costs for other digital wallets, and that might be quite expensive. That’s why Walmart focuses on paying with its own Walmart Pay.

Walmart Pay: Walmart has introduced its own mobile payment app, Walmart Pay. Customers can pay through Walmart by using their smartphones. Walmart Pay is combined with the Walmart app, and its features are just like Apple Pay.

Which Form of Payment Can People Use at Walmart?

There are some forms of payment that you can use to pay at Walmart.

Debit and Credit Cards: Walmart accepts major credit cards such as Visa, Mastercard, American Express, and Discover. They also accept debit cards that have a Visa or Mastercard logo.

Walmart Pay: Walmart has its own mobile payment app, Walmart Pay. It is an easy mode of payment for users.

Cash: Customers can pay with cash at any Walmart store.

Gift cards, Affirm, PayPal, Chase Pay, American Express Checkout, and Venmo are some other payment methods that you can use at Walmart.

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How to Use Walmart Pay as a Payment Method?

Here is the complete guide on how to use Walmart Pay in simple and easy steps:

Download the Walmart App

First of all, you need to download or install the Walmart app on your Mobile Phone. This app is available on both iOS and Android devices So, you can download the app from your App Store or your Google Play Store.

Create or Sign in to Your Account

Now you have to create your account there. For that open the Walmart app and create a new account or sign in to your existing account.

Link Your Payment Method

Now go to the “Services” section in your Walmart app. Then follow the instructions to link your preferred debit or credit card to your Walmart account. You may need to enter the card details manually or scan the card using the camera on your phone.

Set Up the Payment PIN

After linking your payment method, you will be asked to set up a payment PIN for added security. So, choose a secure PIN and confirm it.

Activate Walmart Pay 

When you get to the checkout counter at a Walmart store, open the Walmart app on your smartphone. Tap on the “Walmart Pay” option in the app to activate it.

Scan the QR Code

The cashier will show you a QR code at the counter. You should use Walmart Pay to scan the QR code. The app’s scanner will capture the code and your payment information.

Verify the Payment

When you scan the QR code then the app will display a summary of your purchasing items. There you have to verify the details and confirm the payment. You have to enter your PIN there.

Complete the Payment

When your payment gets verified then you will receive a confirmation of the transaction in the app. Show the confirmation screen to the cashier.


We can simply say that Walmart doesn’t accept Apple Pay because of the processing costs that retailers have to Pay as transaction fees. You can use Walmart Pay instead. If you also do not have Walmart Pay then there are some other methods you can use that are given above.



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